Ideal Case Studies

Case Study 1: Anesthesiologists, Ltd

A 4 equal-owner anesthesiology practice with no additional employees added a Cash Balance Plan on top of their 401(k) Profit Sharing Plan. Result: an additional $82,000 tax deduction per owner per year.

Case Study 2: Family Dentistry, P.A.

A single dentist with 6 staff members, retiring within 5 years, had approximately $500,000 saved via $50,000/year 401(k) contributions. After adding a Cash Balance Plan, savings increased from approximately $50,000 to over $170,000 per year.

Case Study 3: Web Developers, LLC

A rapidly growing startup struggling with retention added a basic 401(k) plan with low fees and no required employer contributions. Employees can defer over $16,000 per year.

Case Study 4: Jim's Consulting Practice

A 3-year-old consulting business with $120,000 annual income. His spouse has a corporate salary. He established a defined benefit plan allowing a full $120,000 annual contribution.

Case Study 5: Alicia's Law Practice

A solo practitioner with income ranging from $0 to approximately $1M annually. She uses a flexible Cash Balance Plan, contributing approximately $200,000 in profitable years with optional contributions in slower years.